Privacy Policy

Last updated: January 2025

Overview

DividendBills.com ("we", "us", or "our") is committed to protecting your privacy. This policy explains what information we collect, how we use it, and your rights regarding your data.

This site is a free calculator tool. We do not require account registration or collect personally identifiable information to use the calculator.

Data We Collect

We collect minimal data to operate this site:

Usage data: Anonymous page views, browser type, and general location (country/region) via standard server logs and analytics.
Calculator inputs: All calculator data (bill amounts, yield percentages) is processed entirely in your browser. We do not store or transmit your financial inputs to any server.
Cookies: We use cookies for analytics (Google Analytics) and advertising (Google AdSense). See the advertising section below.

Google AdSense Disclosure

This site uses Google AdSense to display advertisements. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google Ads Settings or by visiting aboutads.info.

For more information on how Google uses data, please visit: How Google uses data when you use our partners' sites.

Analytics

We use Google Analytics to understand how visitors use our site. This includes data such as pages visited, time spent on site, and general geographic location. This data is aggregated and anonymized. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Third-Party Links

Our site may contain links to third-party websites (such as brokerage platforms or financial resources). We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

This site is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.

California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

Right to Know: You may request information about the categories and specific pieces of personal data we have collected about you.
Right to Delete: You may request deletion of your personal data, subject to certain exceptions.
Right to Opt-Out: You may opt out of the sale of your personal information. We do not sell personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise your CCPA rights, contact us at privacy@vanilabs.co.

European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including:

Right of Access: Request a copy of the personal data we hold about you.
Right to Rectification: Request correction of inaccurate personal data.
Right to Erasure: Request deletion of your personal data ("right to be forgotten").
Right to Data Portability: Request transfer of your data in a portable format.
Right to Object: Object to processing of your personal data for direct marketing.

Our legal basis for processing data is legitimate interest (analytics to improve the site) and consent (advertising cookies). To exercise your GDPR rights, contact us at privacy@vanilabs.co.

Data Retention

Anonymous analytics data is retained for up to 26 months per Google Analytics default settings. We do not retain any personally identifiable information beyond what is necessary to respond to your inquiries.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the site after changes are posted constitutes your acceptance of the updated policy.

Contact

For any privacy-related questions or requests, contact us at:

privacy@vanilabs.co